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Credit card integation in E-Commerce

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Hi everyone,

 

we are looking for a proper solution regarding the credit card integration in the E-commerce scenario.

 

The baseline for this process should look similar to the MoTo (Mail Orders/Telephone Orders) already integrated from Computop or Wirecard.

 

How should the process look like:

 

  1. Customer raises web shop order in E-Commerce and hands in his credit card details
  2. Shop authorizes credit card details and reserves the money at Payment Service Provider
  3. Payment Service Provider provides shop with a credit card token for this transaction
  4. Shop creates the sales order in ByDesign via integration (e.g. SAP HCI) - including the credit card token
  5. ByDesign starts fulfillment processes and shipment is done (Outbound delivery created)
  6. ByDesign creates invoice - during invoice creation, ByD notices the credit card token and now charges the credit card directly at the PSP with reference to the initial authorization by the shop

 

I now this works for MoTo-orders - but has anyone implemented this already in the E-commerce environment, where the token is provided from the shop?

 

 

Thanks and best regards

 

Thomas




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